Great Rates + No Hidden Fees = A Better way to Bank
We’re not like banks; we’re a community-based credit union. We give our members a better way to bank. Our personal checking and savings accounts offer benefits most traditional banks just can’t, like higher interest rates, and free Online Banking with no minimum balance required.
BECU Checking. When we say ‘free’ it is.
BECU checking accounts are free of monthly maintenance fees, with no minimum-balance requirements. You can also manage your accounts from just about anywhere, with:
Free Mobile Banking. including remote check deposit 10
Free Online Banking and Telephone Banking 10
30,000+ surcharge free ATMs
BECU Savings Accounts
When you open a BECU Member Share savings account, you become a member and can start enjoying the benefits of belonging to one of the leading Credit Unions in the country.
Earn better rates with Member Advantage
You’ll earn premium rates on the first $500 you deposit into both your checking and savings when you enroll in Member Advantage. It helps you earn higher interest—plus you’ll get better earnings on your CDs, IRAs, and Money Market accounts. Learn more about Member Advantage .
We all make mistakes once in a while, and unfortunately, they occasionally happen when we’re balancing our checkbooks. That’s why we offer our members overdraft protection for checks, Automated Clearing House (ACH), Online Bill Payment, and debit card purchases. Learn more about Overdraft Services .
4 Limit one Member Advantage Checking and Savings Account per person, eligibility and benefits subject to change.
5 Limit one Early Saver Account per person, may not be older than 18 years old, Online Banking and eStatements are not available to anyone under 13 years old, eligibility and benefits subject to change.
6 To open a Checking Account, you must establish membership by opening a Member Share Savings, Member Advantage Savings, or an Early Saver Account.
7 Based on account ownership status and account type.
8 Required a Checking Account.
Debit Card Benefits and Card Design Options*
Compatible with Android Pay, Apple Pay, Microsoft Wallet and Samsung Pay digital wallet apps
May double your original manufacturer or U.S. store brand warranty on purchases (up to 12 months)*
Provides limited price protection on purchases*
Refund up to $250 per product if you become dissatisfied within 60 days of purchase and the merchant will not accept a return*
Free fraud monitoring protection
Protection against unauthorized online purchases with CardProtect-Mastercard SecureCode .
*Certain restrictions, conditions and limitations apply. More detailed information on these benefits can be found in the MasterCard Guide to Benefits at www.becu.org/debitcardbenefits .
BECU Debit Mastercard
Our traditional card design available to all BECU members, in BECU red. Show your BECU loyalty every time you pay.
* APY = Annual Percentage Yield, rates subject to change, fees may reduce earnings; A Member Advantage Savings Account is required to establish membership. Checking account balances over $500.01 and above receive a rate of .05% APY. Savings Account balances over $500.01 and above receive a rate of .10% APY. See Account Disclosure for details .
9 To open a Checking Account, you must establish membership by opening a Member Share Savings Account or Member Advantage Savings Account.
10 Mobile and internet carrier charges may apply for Online and Mobile Banking usage.
New to BECU?
It s easy to join online in a few steps and apply for your new loan at the same time.
Already a member?
You can open new accounts and apply for credit cards and loans within Online Banking. Click the button below to log in.
New to BECU or not yet a Business member?
Sign up for BECU Business membership and add your account at the same time, just print, fill out, and bring the form below to any BECU location.
Already a BECU Business member?
To add your new account, just print, fill out, and bring the form below to any BECU location.
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