Home / News / Two insurance policies for one car # #two #insurance #policies #for #one #car, #vbulletin,forum,bbs,discussion,jelsoft,bulletin #board,money #saving,martin #lewis,shopping,save #money,insurance,holiday,flight,flight #checker,call #checker

Two insurance policies for one car # #two #insurance #policies #for #one #car, #vbulletin,forum,bbs,discussion,jelsoft,bulletin #board,money #saving,martin #lewis,shopping,save #money,insurance,holiday,flight,flight #checker,call #checker


Welcome to the MSE Forums

Forum Social Team

I don’t think you can have two lots of insurance for one car.

You could protect your NCD and add your son and ask him to contribute towards the insurance cost.

Young men’s insurance costs a lot more because they are a greater risk because of their need for speed and reputation for showing off thus causing and having more accidents.

An alternative would be to learn to ride a motorbike and have a small 125cc bike that he can insure himself and earn some NCD that way.

Semper in faeces profundum variat

Make �5 a day challenge Oct 2014 �126.00/�155
Make �5 a day challenge Nov 2014 �157.40/�150
Make �10 a day challenge Dec 2014 �392.90/�310

Glad you like it!


There are currently no thanks for this post.

I am an insurance professional. You can insure the vehicle on two seperate policies, however, you would not benefit from this. If dual insurance exists (more than one policy) each insurer has to pay a contribution towards any claim. Therefore, both policies would then lose their No Claims Discount anyway.

You would still lose your No Claims Discount either way.

Glad you like it!

Users saying Thanks (1)


  • 1,357 Posts
  • 1,736 Thanks

That’s what I needed to know. From the prices I’ve been quoted it would actually be cheaper to buy him an old car and then insure it separately than add him to our policy.

Glad you like it!

BA flights chaos after IT meltdown – your rights

  • Gatwick Airport baggage system fails – your rights if your bags are delayed

  • EHIC website has crashed – but don’t be tempted to use a shyster site

  • BBC Store to close – how to get a refund for programmes you’ve bought

  • Customers face higher bills as gas switches are delayed up to three weeks

    More News

  • About Author: